When a Junk Debt Buyer sends you Discovery included is a Request for Admissions.
A Request for Admissions are a set of statements that the Junk Debt Buyer is asking you to Admit or Deny.
Interrogatories and Request for Documents just like Admissions you are given a certain amount of time to answer.
HOWEVER HEED THIS WARNING!!!!
Alot of people do not realize that a Request for Admissions or (Request to Admit Facts) MUST be answered within the time allowed by your Court.
If you do not answer your Request for Admissions timely these scum bags will file with the court a Motion to Deem Admissions Admitted because you failed to send them back the Admissions within the time allowed by your court.
Works both ways, if you send them off your Request to Admit Facts and they do not send them back to you within the time allowed by your court you can also file a Motion to Deem Admissions Admitted.
So hypothetically speaking let’s say they sent you off their Request for Admissions and you didn’t answer on time. They filed a Motion to Deem Admissions because of your failure to answer timely and the judge granted that. That means that every single Admission that they asked you to admit has now been DEEMED ADMITTED by the court. So take a look at every single admission……….all of those are now admitted and you will LOSE.
You could also file a response to their Motion to Deem Admissions Admitted by stating to the court your reasons for not answering timely and pray that the court allow you more time .
Simply do not get yourself into that mess to begin with and Answer these TIMELY!!!!
So go check your Local Court Rules and see how much time you have to answer these and get them back to the Plaintiff.
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When dealing with a Junk Debt Buyer/Collection Agency this to me is a whole new ball game because they are a bunch of slime buckets that use the same Admissions for every single one of their clients and half of them don’t make sense to your case.
If you are sitting there reading your Discovery and by that I mean your Interrogatories, Admissons and Document Requests have you noticed that some of those don’t have anything to do with your case? That’s because use the same Discovery Papers over and over and over again for each of their cases, they are sloppy and don’t care.
A few questions that I received in my Admissions from LVNV were like WTH are they talking about? Just like their Affidavits all of this is copied, pasted and printed to be sent off to the next victim.
My admissions compared to the Interrogatories and Requests for Documents were all answered with a few words. Every single one of them because I refused to admit something that was not proven by them.
And you know what sucks even more is the fact that when you send them off your Request to Admit Facts that they either do not answer you back or simply put some mumbo jumbo crap down that it is an Attorney Client Privilege. Or they just put Denied all the way down the board.
An example would be with my lawsuit with LVNV they sent me back my Admissions AFTER 30 days that were allowed by the court (because they don’t care) they answered almost all of them with a “Denied”. And they lied with those “denied” answers because one of the Admissons I asked was:
ADMIT THAT YOU DO NOT HAVE THE AGREEMENT TO CLAIM THE AMOUNT SUBMITTED IN THE COMPLAINT. They put DENIED.
They lied because they even told my court that they did not have the agreement and were using due diligence to retrieve it. (again they don’t care)
I also put Please Admit that your Attorney failed to Comply with Indiana Trial Rule 9.2 (which means they failed to attach the original contract with the complaint) WHICH THEY DID FAIL TO DO. And they answered DENIED. (BULL SH**)!!!
Here’s one… I put Please admit that you do not have a copy of the original cardholder agreement and they put ADMIT. HELLO???? They just DENIED that they didn’t have the Agreement in my other question and now put ADMIT so YES I tricked them and it worked!!! I could have won my case right there but……
My case ended before trial so I couldn’t use any of that.. but just by them admitting in the above paragraph and denying in the other I would have won my case.
My point in the above paragraph is here you are sweating this out and they could give a rats butt about it and are just hoping you screw them up by not sending them back timely.
What I’m getting at is don’t be scared here. They are only trying to NAIL you first and get you to mess up your Discovery so that they can file a Default Judgment against you. Do you think that when you send them Discovery that they are going to answer on time? Do you think they will even bother to answer at all? This is a joke to them each and every angle is for them to get you to screw up and Default.
For More Information on Answering a Junk Debt Buyers Request to Admit Facts CLICK HERE
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