YES you sure can and I am sure you are relieved to get that answer.

I have beaten Capital One, LVNV Funding & Red Rock Lake Financial. And YES Capital One was the Original Creditor Suing me.

You see most of the Plaintiffs in these cases do not have the proper documentation to prevail in a court of law & they hope you simply don’t answer your summons so that they can get a default judgment.

If you answer your summons the chances that the suit will be dismissed are awesome. And as I have stated on this site hundreds of times over if the case doesn’t get dismissed right away with your answer the Plaintiff is simply fishing for Discovery hoping you screw that up and they get a Summary Judgment.

These tactics used by Junk Debt Buyers are not very sneaky at all. Just from me dealing with them I figured this out:

1. The first thing they want is for you NOT to Answer Your Summons so that they can get a Default Judgment against you which gives them the legal right to freeze your bank account, garnish your wages etc.,

2. For people who Answer Their Summons most will dismiss the case however, there are many more out there who proceed onto Discovery. Once they see that you have filed your Answer they will send you Discovery hoping you mess that up with the Trick Questions that they have included.

3. For people who Answered all their Discovery correctly I guarantee they won’t answer your discovery and if they do it will not be timely and it will contain all the same answers which are: Client Attorney Privilege.

You see they use the SAME Discovery over and over and over again and send it to EVERY SINGLE person they are suing. Mind you they are suing THOUSANDS of people and are bound to screw most of the cases up.

When they file a lawsuit against you, you are just a number to them. Either you are going into the “Answered Summons Pile” or you are going into the “Default Judgment Pile”.

They hope the Default Judgment Pile is higher than the Answered Summons pile and the sad thing is that the Default Judgment Pile is a STACK and the Answered Summons Pile is a few papers.

You want to get into the Few Papers Stack the one where you answered the summons because then you just become ignored, dismissed or simply dropped. They don’t like people like you who have took the time to educate yourself on your Court Rules and use them to beat these a–holes at their own game. And they ARE A–HOLES.

Like I have said after you Answer Your Summons when they receive your copy they’ll throw it in a stack and get back to it. Once they get back to it they’ll review it and see what you got basically. If you seem to be a pain in their ass they’ll just either ignore the rest of the Case or Dismiss it.

The Companies who have alot of time on their hands will sit back and laugh and say ok let’s see what this guys got send him off Discovery. Now again, like I just said this is the SAME Discovery that they send off to EVERY SINGLE PERSON they are suing. Just look at their questions they don’t even make sense half the time. That is because these attorneys are not taking over 5 minute of drafting new questions for you they are simply copying discovery after discovery using the same ones over and over again.

You are nothing special to them. If you didn’t purchase our package you would spend about a week or more with about 4-5 hours a day drawing up your own Discovery to send to them and if you think these guys are doing the same for you FORGET IT. Again, you are just a number to them they simply grab their copy of Interrogatories, Request for Docs and Request to Admit Facts and run them through the copy machine and send them off.

They hope you don’t answer your Request to Admit Facts TIMELY because that is the most important part of Discovery. Each court gives you so many days to complete those Admissions and if they are not filed within that time allowed they will be deemed admitted. These guys are hoping you are not aware of that so that you do not send those off FIRST and Timely so they can file a Summary Judgment Against you.

So can you beat your lawsuit?

You bet your sweet ass you can. They don’t have any documentation, they hardly ever can prove a just and true Assignment & they go for Default Judgments and Summary Judgments to win hoping you are too dumb to answer your summons.

How Can you Beat a Credit Card Lawsuit? The answer my friends is simple. Answer your summons and Answer all Discovery Timely and this thing will FADE away. They don’t want to waste time on you because you are MAKING THEM WORK for their Money they want the people who are too dumb not to answer their Summons so they can collect major bucks off of them with their Default Judgment.

Please visit: The Defendant’s Package to help you win your lawsuit.