Under no circumstances can a Collection Agency call you up and threaten that you will go to jail or they are going to send the FBI after you to scare the heck out of you so that you pay up.
And believe it or not that is what some collection agencies will do. Scare you into thinking that there is some debtors prison that awaits for you because you failed to pay your debt.
That could not be farthest from the truth. They are using scare tactics so that you do pay them and they make a HUGE commission. That is how they make their living. I cannot say that all Collection Agencies use Scare Tactics because they do not. But, in all honestly I would never EVER talk with any person from a Collection Agency period and that is my opinion. I would rather talk with the original creditor and come to an agreement.
If a Debt Collector is threatening you with by saying they are going to take your house, your car or send you to prison you need to contact an attorney immediately!
Do not believe any Debt Collectors threats.
Do not ever let them scare you.
It is against the FDCPA for any Debt Collector to threaten you and you could file a lawsuit against them and prevail!
If you received a call and were threatened jail time for debt contact the BBB, an attorney, your attorney generals office and report them immediately.
Entries (RSS)