A Cease and Desist Letter is you telling a Collection Agency to never contact you about your debt again.

Think your cool now don’t you? You’ve probably read that this is some powerful tool to get Debt Collectors off your back… or is it?

Little do people know that by you sending the Collection Agency a Cease and Desist letter you are leaving the Collection Agency with only one option left…….that option is to file a Lawsuit and have you served.

Cease and Desist letters first of all let them know that you are the person they are pursuing and number 2 give away the fact that you live at the address they sent the letter to.

So, now they know that you want no further contact, they know that you are the one they want and they know you live there. You have given them no other option BUT TO SUE YOU.

So think twice before sending a Collection Agency a Cease and Desist Letter. Quit reading Message Boards with people telling you to send a Cease and Desist Letter.

A Cease and Desist Letter should be used by people who know that their debt is WAY PAST the Statute of Limitations and they have proof to back that up so that when they are sued it will get dismissed. But then again, if you know that the debt they are trying to collect is past your Statute of Limitations why bother sending the Cease and Desist why not ignore it entirely? Your Choice.

Do not assume that because you sent them a Cease and Desist letter that they just throw your debt out the window because they don’t. They turn around and sue you because you basically told them to, you’ve left them no choice. You told them no more contacting you so you forced them to SUE YOU.

I cannot stand people on Message Boards who tell people to copy and paste some Cease and Desist or that this is some Powerful Tool to eliminate your debt .. it’s not it is just a Screw Driver that you give them to turn and screw you over with.

Think twice before using a Cease and Desist Letter because YES it is a Powerful Tool however, NOT POWERFUL FOR YOU IT’S POWERFUL FOR THEM.