THE DEFENDANT’S PACKAGE
Everything you need to Fight and Win a Junk Debt Buyer Lawsuit!
Getting sued for Old Credit Card Debt can be overwhelming and stressful to say the least. Searching around the internet for help can be exhausting and you never know if what you read is true or not.
Take it from someone who has won 4 Lawsuits against 3 Junk Debt Buyers and 1 Original Creditor.
There are so many things that need to be done once you are sued.
The Defendant’s Package can help people who are being sued for Credit Card Debt. This package starts off with Answering the Summons, Filing a Notice to Appear, Is complete with Discovery such as how to Answer Discovery Samples, Sending Discovery... Read More...

THE DEFENDANT'S PACKAGE
Summons
Was the sheriff knocking on your door? Did it come Certified Mail? Regardless it sucks and now you really need to do something... Read More... A summons is addressed to a defendant in a legal proceeding. The Summons will announce to the person to whom it is directed... Read More... The below is an example of a Civil Summons for a Credit Card Debt Lawsuit. Notice the Summons tells the Defendant you have... Read More... Thinking like a Junk Debt Buyer……… They’ve got literally hundreds of thousands of defaulted credit... Read More... Collection Agencies/Junk Debt Buyers do not hesitate for one minute if you have not answered your Credit Card Summons. If... Read More... After being served, Your Summons will state how many days you have to Answer the Complaint. The Complaint should have been... Read More... Some courts charge fees to Answer your Complaint others do not. You would have to Check Your Local Court Rules. If your... Read More...
Complaint
If a Collection Agency is suing you and you have received a Summons and Complaint the next step is to: 1. File a Notice... Read More... Law. • The presentation by the plaintiff in a civil action, setting forth the claim on which relief is sought. • A... Read More... ![]()
Answer
Credit Card Debt Lawsuit It is very important that you Answer the Plaintiff’s complaint within the amount of days... Read More... affirmative defense n. when a defendant files an answer, in addition to denying some or all of the allegations, he/she can... Read More...
Discovery
I have been getting alot of email and posts in regards to this question so hopefully I can clear this up. Now let’s... Read More... Answer & Send Your Own Request for Admissions to the Lawyer per your own Credit Card Lawsuit: Quickly a Request for... Read More... Credit Card Debt Lawsuit Request For Documents Answer & Send Your Own Request for Documents to the Collection Attorney... Read More... Answer & Send Your Own Interrogatories to the Collection Attorney per your own Credit Card Lawsuit: Quickly Interrogatories... Read More... I have discussed this previously in other posts however I really need to make this clear to you all that when you receive... Read More...
Credit Card Lawsuit
Although not proud I must admit to you all that I was sued by Capital One, LVNV Funding for an old Providian Credit Card, Red Rock Lake Financial for an old Providian Credit Card. When you are sued for... Read More... WHEN FILING A MOTION TO DISMISS CASE FOR FAILURE TO COMPLY WITH A COURT RULE: This is what this post is about the Plaintiff not complying with a Court Rule: I find it really funny looking around the internet... Read More... Most banks will charge off your account after you have not made a payment after 180 days. Check your credit report and you will see Charge OFF. If you are lucky the bank that you opened the credit card... Read More... I get alot of emails and posts from people who ask me how I won my credit card lawsuits. You all have to keep in mind that I was just like you Pro se and had no idea what I was doing and had to figure... Read More... Take a look at your Summons and your Complaint. Your Summons contains all the answers needed as far as how long you have to Answer your Summons or the Court Date to Appear. The Complaint will show you... Read More... When a collection agency or junk debt buyer files a lawsuit in your County and has you served with a Summons you are now the Defendant in a Credit Card Lawsuit. On the Summons will list the amount of... Read More... CAN THE CREDITOR PROVE THE CASE? Source If the lawsuit actually goes to trial, the plaintiff has the burden of proof, and cannot get a judgment without adequate admissible evidence to prove the... Read More... I found this interesting…. Browsing online like I normally do to blog about things to help others I ran into a question asked by a consumer with an answer provided by an Attorney. The Consumer... Read More...
LVNV FUNDING vs. ME
LVNV Funding supposedly bought an old credit card debt. They sued me for almost $8000.00. I did not have a Lawyer... Read More... Click Here for More Information If it wasn’t for this package I would not have won this case! If I can do it... Read More... This company is claiming to be the Assignee of Providian and claiming I owe them all this money. Where is the proof of... Read More...
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