THE DEFENDANT’S PACKAGE
Everything you need to Fight and Win a Junk Debt Buyer Lawsuit!
Getting sued for Old Credit Card Debt can be overwhelming and stressful to say the least. Searching around the internet for help can be exhausting and you never know if what you read is true or not.
Take it from someone who has won 4 Lawsuits against 3 Junk Debt Buyers and 1 Original Creditor.
There are so many things that need to be done once you are sued.
The Defendant’s Package can help people who are being sued for Credit Card Debt. This package starts off with Answering the Summons, Filing a Notice to Appear, Is complete with Discovery such as how to Answer Discovery Samples, Sending Discovery... Read More...

THE DEFENDANT'S PACKAGE
Summons
Was the sheriff knocking on your door? Did it come Certified Mail? Regardless it sucks and now you really need to do something... Read More... A summons is addressed to a defendant in a legal proceeding. The Summons will announce to the person to whom it is directed... Read More... The below is an example of a Civil Summons for a Credit Card Debt Lawsuit. Notice the Summons tells the Defendant you have... Read More... Collection Agencies/Junk Debt Buyers do not hesitate for one minute if you have not answered your Credit Card Summons. If... Read More... Great job taking notice of the fact that the Plaintiff did not attach the Original Contract to the Summons/Complaint. Now... Read More... I had Capital One serve me and did not attach the Contract or provide Credit Card Statements they did however come up with... Read More... If you are being sued by a Junk Debt Buyer and they have attached the Original Contract from the Original Creditor your next... Read More...
Complaint
You’ll Learn… How to beat the lawyers suing you at their own game. They know how to play it and you don’t.... Read More... If a Collection Agency is suing you and you have received a Summons and Complaint the next step is to: 1. File a Notice... Read More... Law. • The presentation by the plaintiff in a civil action, setting forth the claim on which relief is sought. • A... Read More... ![]()
Answer
Credit Card Debt Lawsuit It is very important that you Answer the Plaintiff’s complaint within the amount of days... Read More... affirmative defense n. when a defendant files an answer, in addition to denying some or all of the allegations, he/she can... Read More...
Discovery
When a Junk Debt Buyer sends you Discovery included is a Request for Admissions. A Request for Admissions are a set of statements... Read More... Interrogatories are basically a set of questions that the JDB will ask you to get you to mess up and basically admit to the... Read More... This discovery document includes requests for 21 items of documentation for the Plaintiff to back up their lawsuit claims.... Read More... DISCOVERY: RESPONSE TO INTERROGATORIES Responses I used for my own Interrogatories. Watch out for TRICK QUESTIONS you need... Read More... Check Your Local Court Rules After you have answered your summons is when you can start to send off Discovery. Nobody... Read More...
Credit Card Lawsuit
Sued by Cap One in December of 2008. They attached an Affidavit of Debt but no contract. Filed a Motion to Dismiss Case for not attaching contract which was granted without prejudice. Cap One filed... Read More... This was the sweetest win ever and the easiest. Red Rock Financial supposedly bought from Providian an Old Credit Card Debt from like 8 years ago or so. Attached to the complaint was NADA thing. I knew... Read More... Capital One never sent me any credit card statements for almost a year and a half after I defaulted on their credit card. Come last December, I was served a Summons with Complaint claiming that my whopping... Read More... There are over 6,500 Collection Agencies across America. The Below listings are the Worst Collection Agencies Ever. If you are being sued by any of the below they are all notorious for not having contracts,... Read More... Should you do it? Absolutely. I was just like you, got served, was scared to death and didn’t know what to do. No lawyers would call me back either. Plus, I couldn’t afford one anyways. BUT... Read More... Credit Card Lawsuits are becoming even more popular with today’s economy. Junk Debt Buyers are enjoying this because they are going after default judgments. They know that almost every American... Read More... These are the same laws lawyers use every day to defend people who are being sued for a debt, and they are very easy to understand and use. You just have to know where to look for these laws, find them,... Read More... You’ll Learn… How to beat the lawyers suing you at their own game. They know how to play it and you don’t. Wouldn’t it be nice to turn the tables on them…even though you owe the... Read More...
LVNV FUNDING vs. ME
LVNV Funding supposedly bought an old credit card debt. They sued me for almost $8000.00. I did not have a Lawyer... Read More... Click Here for More Information If it wasn’t for this package I would not have won this case! If I can do it... Read More... This company is claiming to be the Assignee of Providian and claiming I owe them all this money. Where is the proof of... Read More...
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